Investment Highlights

Following are some of the outstanding features and benefits enjoyed by investors in The Grace Fund  private mortgage fund:

• Safety. Grace Fund mortgages are structured to minimize risk by limiting loans to a maximum 75% loan-to-value ratio of the security property. Risk is greatly minimized when there is sufficient equity remaining above all financing placed on the collateral property.

• Diversification. The Grace Fund invests in many different mortgages on many different properties in many different locations.

• High Yield. All Grace Fund mortgages are underwritten at 15.5% annual interest.

• Monthly Payments & Statement. Distribution checks are mailed monthly, with a Statement of Account showing current and year-to-date activity.

• Low Volatility. Mortgage deed investing is safe, predictable and dependable since the value of the mortgage and the interest received is fixed and not subject to wild market swings.

• Liquidity. We ask investors to commit to one year. After that, all or a portion of the investor’s capital may be withdrawn with a 60-day written notice. In the event of an emergency, management will make every effort to be accommodating.

• Minimum Investment. The minimum investment in The Grace Fund LLC is $20,000 and there is no maximum. Investment may be increased at any time by any amount.

• No Hold - No Float. The investment begins earning interest upon receipt of the paperwork and check.

• Use of Funds and Reserve Account. 100% of investor capital contributions go to the Fund with 96% placed in mortgages and 4% held in a working capital reserve account. There are no sponsor fees to the Fund.

• Low Management Fees. Grace Fund Management Services, Inc. (GFMS), manager of The Grace Fund LLC, is paid by the Fund a 1/2% annual management fee. All other fees earned by GFMS are paid by the borrower.

• Monthly Newsletter & Quarterly Report. Grace Fund investors receive a monthly newsletter reporting interesting related news and a calculation of the annualized return on investment. A annual report is mailed detailing the Fund’s financial condition and investment activities for the period.

• Investor Relations. A person will always answer the Manager's phone during office hours. Investors are furnished with the cell phone numbers of top management.

• Distribution Reinvestment Plan. Investors who do not need monthly income may enroll in the Grace Fund Distribution Reinvestment Plan, where additional units of ownership may be substituted for monthly distributions.

• Investment Vehicles Other than Cash. Self-directed traditional IRAs, Roth IRAs and other qualified retirement accounts and Trusts may invest in The Grace Fund. The Fund works with several national IRA trust companies.

• Experienced Management and Track Record. The Grace Fund management team has a broad range of construction and finance experience spanning over thirty years of real estate investing.